How It Works

Simple 4-Step Process to Get Farming Inputs on Credit

1
Step 1

Register as Farmer

Create your farmer account by providing basic details:

  • Full Name
  • Mobile Number (10 digits)
  • Village Name
  • Select Nearest Branch
  • Address & Password

Your registration will be reviewed by the branch manager within 1-2 business days.

Create Account

Takes only 2 minutes

2
Step 2

Get Approved

The branch manager will review your application:

  • Verify mobile number
  • Confirm village location
  • Approve registration

You will receive a unique Farmer ID upon approval. You can then login to your farmer portal.

Approval

Within 1-2 days

3
Step 3

Select Products & Pay Advance

Browse available products and place your order:

  • View products with prices
  • Select quantity needed
  • See auto-calculated 30% advance
  • Submit credit request

Visit the branch to pay 30% advance and collect products. The remaining 70% is due within 6 months.

Select Products

30% Advance Only

4
Step 4

Collect & Repay

Complete the process:

  • Collect products from branch
  • Use inputs for your farm
  • Harvest and sell crops
  • Pay remaining 70% within 6 months

Make payments at the branch or online via UPI/Card. Your passbook is updated automatically.

6 Months Credit

Pay after harvest

Example

Credit Calculation

See how our credit system works with a real example

Example: Purchasing Seeds & Fertilizers
ProductCotton Hybrid Seeds (2 packets) + DAP (3 bags) + Urea (5 bags)
Total Amount₹5,800
Advance (30%)₹1,740 (Pay Today)
Remaining (70%)₹4,060 (Due in 6 months)
Due DateSale Date + 6 Months (e.g., 15 Jan 2025 → 15 Jul 2025)
Result: You get ₹5,800 worth of products by paying only ₹1,740 today. That's affordable farming credit!
FAQ

Frequently Asked Questions

You need to pay only 30% of the total amount as advance. The remaining 70% can be paid within 6 months after your crop harvesting.

Yes, you need to visit your selected branch to pay the advance amount and physically collect the products. Our branches are open Monday to Saturday, 9 AM to 6 PM.

Yes! We accept online payments via UPI, Credit/Debit Cards, and Net Banking through Razorpay. You can also pay cash at the branch.

Please contact your branch manager before the due date. We understand farming challenges and may offer extended repayment options based on your situation.

Yes! We have tractors, rotavators, and harvesters available for hourly rental. You can also purchase machines on the same 30% advance + 6 months credit scheme.

Ready to Get Started?

Register now and get access to quality farming inputs on easy credit.

Register as Farmer